Pre Qualification or Pre Approval? For a Buyer, having the edge of a Pre Approval is the difference between the home you love AND your second choice. For a Seller, it could mean going “Back on the Market” after 45 days of waiting for funding OR closing early (even with the new laws).

Getting a Pre Qualification is important when looking for a home, but why not get an edge over the competition? With soo many properties going “Back on the Market” Sellers can hedge their bets by selecting buyers that are Pre Approved. Such a qualified buyer with their credit fully underwritten may be able to close early!

Gather your basic documents listed below and call me to see how you can get going in just a few days.

*All current bank statements (checking, savings, etc…)

*All current retirement account statements (401k, IRA, etc…)

*All current income (check stubs, military LES payments, etc…)

*Any award letters for disability, Social Security, etc…

*2 years of all tax returns and W2 (corporate, partnership, etc…)

*Any Divorce Decree or Child Support Orders

*Copy of License and any Military ID

–Who’s your Realtor (480) 772-1120